The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is a government program that helps older people who do not have any regular income. It gives monthly money support to poor senior citizens who are 60 years or older. The main goal is to help them live a better and more secure life.
In Kerala, the scheme is run by the state government to make sure that the benefits reach those who really need them. This pension helps the elderly meet their daily needs and live with respect.
Indira Gandhi National Old Age Pension Scheme
The main aim of the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) in Kerala is to give monthly financial help to poor senior citizens. Many elderly people do not have a job or income and find it hard to buy food, medicine, or other daily needs. This scheme helps them live a better and more secure life.
Another purpose of the scheme is to support families who take care of their old parents or relatives. In many cases, families are already struggling with money, and taking care of an elderly person becomes difficult. The pension helps reduce some of this burden.
The scheme also shows that the government cares about the well-being of older people. It helps them live with dignity and respect, especially during a time in life when they need support the most.
IGNOAPS Scheme in Kerala Overview
| Department | Department of Social Justice |
| Program Name | Indira Gandhi National Old Age Pension Scheme |
| State | Kerala |
| Launch Date | 19 November 2007 |
| Amount | ₹1,600 per month |
| Beneficiaries | Eligible peoples |
| Application Method | Online |
| Category | Schemes |
| Official Website | https://lsgkerala.gov.in/ |
Eligibility for Indira Gandhi National Pension Scheme
- The applicant must be 60 years of age or older at the time of applying for the pension.
- The person should belong to a Below Poverty Line (BPL) household, as identified by the government.
- The applicant should not have any regular source of income and must not be financially supported by family or others.
- The individual must be an Indian resident, and to receive benefits in Kerala, they must be a permanent resident of the state.
- The applicant should not be receiving any other pension from the central or state government, except for other NSAP pensions if allowed.
- The person should have a valid Aadhaar card and an active bank account, which must be linked for receiving the pension amount directly.
Monthly Pension Amount Under IGNOAPS
The pension amount under IGNOAPS depends on the person’s age. In Kerala, the state government adds extra money to the amount given by the central government, so people receive more pension than in many other states. Here’s a simple breakdown:
| Age Limit | Central Contribution | State Contribution (Kerala) | Total Monthly Pension |
|---|---|---|---|
| 60 to 79 years | ₹200 | ₹1,100 | ₹1,300 |
| 80 years and above | ₹500 | ₹1,100 | ₹1,600 |
Documents Required for Indira Gandhi National Pension Scheme
- Birth certificate
- Aadhaar card
- BPL certificate or ration card
- Bank passbook copy
- Passport size photo
- Self-declaration (A written statement that you are not getting any other government pension)
How to Apply for Indira Gandhi National Old Age Pension
- Visit https://web.umang.gov.in or download the UMANG app on your phone.
- Enter your mobile number and verify it using the OTP (one-time password) you receive.
- Enter “NSAP” in the search box to access the services under the National Social Assistance Programme.
- Click on the “Apply Online” button to start your application process.
- Fill in your name, age, Aadhaar number, and other required information.
- Choose your preferred method of payment like a bank account.
- Add a passport-size photo to complete the form.
- Check all the details and click “Submit” to finish applying.
Helpline and Contact Details for IGNOAPS Kerala
If you have any questions or need help with the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) in Kerala, you can contact your nearby Gram Panchayat or Municipality office. Support is also available through the Social Justice Department of Kerala.
For more details or to get help, call the helpline at 0471-2306040 or visit the official website: sjd.kerala.gov.in.
FAQs
Who can get this pension?
Only those who are 60+ years old and belong to BPL (Below Poverty Line) families.
How much money is given every month?
Eligible people get ₹1,600 every month in Kerala.
How will I get the pension amount?
The amount is directly credited to your bank account.
